Time Bank is an extra 30 seconds decision time allocated to all regular (non-fast) table players, which allows you use extra time once you have run out of your own decision time.
When playing, if normal time is used up, the Time Bank indication appears to the bottom right of the table, in orange and shows how much time you have left.
You receive an extra second to your Time Bank for each 5 hands you play.
The maximum Time Bank that can be achieved is 60 seconds.
If you have run out of seconds in the Time Bank, you will be sat out or checked where possible.
Time Bank is active by default; you can change this in the 'Settings', 'Game Settings' menu.
If your settings are on AUTOMATIC, the Time Bank will start as soon as your normal time has run out. If you are on MANUAL, you will need to click on the Orange button with Time Bank left, or you will be Sat Out.